Terms of Use

Please read the Vault Privacy Policy carefully. By accessing this website, submitting information to Vault Credit or using the features of this website, you agree to be bound by all of the terms and conditions in the Terms & Conditions and the Vault Privacy Policy. If you do not agree with the Terms & Conditions or the Vault Credit Privacy Policy, do not access this website.

Your privacy is important to Vault. This Privacy Policy is our commitment to the protection of your privacy and any personal information you disclose to us while providing a high standard of customer service.

Collection and Use of Personal Information

We collect personal information including name, address, phone number, date of birth, social insurance number and financial information. We use social insurance numbers for identification purposes only. We collect these numbers at the option of the customer, they are not required to complete a credit application. We use the information we collect to:

  • Confirm identity.
  • Assess creditworthiness.
  • Provide leasing and/or financing services to you.
  • Promote the services and products of Equilease.

Disclosure of Personal Information

We do not sell information about our customers to others. Your personal information is a vital part of our ongoing business relationship with you. We will only disclose personal information:

  • On a confidential basis, to our agents, suppliers, funders and service providers, to complete the transactions initiated by you.
  • If the personal information forms part of an asset or a business that we sell or assign.
  • To protect and enforce the rights and property of Equilease.
  • To credit rating organizations.
  • For fraud prevention or the reduction of the risk of fraud.
  • To our affiliates for the purpose of providing you with information relating to products and services that may assist you in achieving your financial goals.
  • If the disclosure is required or permitted by law.
  • If you request or consent to the disclosure.

Cookies and IP Addresses

A visitor to the Vault Corporation website is not required to reveal any personal information, such as name, address or telephone number.

Our website collects Internet Protocol (IP) addresses for the purposes of system administration, to gather broad demographic information and to audit the use of our website to better serve you by helping us manage and improve the content of our website and to diagnose any technical issues. We do not ordinarily link a user’s IP address to personally identifiable information of that user. However, we can and will use IP addresses to identify users of our website when we feel it is necessary to enforce compliance with the Terms & Conditions when we reasonably believe it is required by law or to protect our service, our website or other users.

We use cookies to help provide customized services and to allow you to register on our website. You can choose whether to accept cookies by changing the setting of your browser. If you choose not to accept cookies, your experience on this website may be diminished and some features will not work as intended.

Safeguards and Security

Vault uses SHA-2 2048-bit Secure Socket Layer (SSL) encryption which protects the information you submit to us through our website.

We also provide appropriate physical, technological and organizational measures to safeguard personal information and to protect it from unauthorized access, deletion or alteration. This includes limiting employee access of personal information to those employees who have a business reason to know this personal information.

Changes to this Privacy Policy

In order to ensure our Privacy Policy is kept up-to-date, we reserve the right to change it from time to time.

Questions and Concerns

Vault is committed to continuous improvement and values your input. We welcome your comments and suggestions on improving our Privacy Policy. We strive to ensure that the information collected, used and disclosed is accurate and up to date. If you would like to review your own personal information, correct or revise existing information, or if you have any questions, concerns or comments regarding this Privacy Policy or its application, please contact us:

Vault Credit Corp
41 Scarsdale Road, Unit 5
Toronto, Ontario, M3B 2R2
Attention: Privacy Officer
Email: customerservice@vaultcredit.ca

Terms of Use